Terms and Conditions
Last updated: January 2026
Agreement to terms
These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Meritos Consulting Pty Ltd ("we," "us," or "our"), concerning your access to and use of the https://www.chrisgmorrison.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).
You agree that by accessing the Site and/or our digital products, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and our products and you must discontinue use immediately.
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Site after the date such revised Terms and Conditions are posted.
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site or use our digital products.
Intellectual property rights
Unless otherwise indicated, the Site and our digital products (including courses, templates, guides, and all other materials) are our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of Australia, foreign jurisdictions, and international conventions.
Limited License: We grant you a limited, personal, non-exclusive, non-transferable license to use our digital products and Content for your own personal or internal business use. You acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Content or digital products in any manner.
By purchasing or downloading our digital products, you agree that they may only be used by you and may not be sold, shared, or redistributed without our express written consent. You further agree that you shall not create any derivative work based upon our products and you shall not offer any competing products or services based upon any information contained in our products.
User representations
By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms and Conditions; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation.
Digital products and purchases
We may offer digital products for sale on the Site. All purchases are subject to the following terms:
- Payment: You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.
- Refund Policy: Generally, all sales of our digital products are final and no refunds will be issued, due to the immediate access granted upon purchase. However, certain products may be eligible for a refund if explicitly stated on the product's sales page. For example, some products may offer a 14-day money-back guarantee. Where a refund is offered, the terms, conditions, and process for requesting a refund will be specified on the sales page for that specific product. Unless a refund policy is expressly stated on the sales page of a product, all sales are final.
- Account Sharing: Your account is personal to you. You must not provide any other person with access to our digital products using your user name, password, or other security information. Sharing of login credentials is a breach of these terms and will result in immediate termination of your access without refund.
Prohibited activities
You may not access or use the Site or our digital products for any purpose other than that for which we make them available. As a user, you agree not to:
- Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
- Make any unauthorized use of the Site or our products, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Resell, redistribute, or share access to any digital products you have purchased.
- Use the Site to advertise or offer to sell goods and services that compete with ours.
- Engage in unauthorized framing of or linking to the Site.
- Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
- Use any information obtained from the Site in order to harass, abuse, or harm another person.
Linking to our site
Anyone linking to the Site must comply with all applicable laws and must not: (i) misrepresent its relationship with us; (ii) present false or misleading information about us or our products; or (iii) contain content that is reasonably considered profanity, offensive, defamatory, vulgar, or unlawful.
Advertisements and third-party links
We may display advertisements and other information from third parties on the Site, such as affiliate links. We are not responsible for the content of such advertisements and make no warranties or representations about their accuracy. Any affiliate links will be clearly disclosed. Your correspondence or business dealings with advertisers found on the Site are solely between you and such advertiser.
The Site may contain links to other websites ("Third-Party Websites"). Such Third-Party Websites are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site.
Artificial intelligence (AI) disclaimer
We may use AI technologies as a tool to supplement, enhance, and make suggestions to our content and digital products. However, the final thoughts, ideas, opinions, and finished products are human-led and original to us, and we maintain copyright ownership over such content.
We make no guarantee as to the accuracy of any third-party AI-generated content that may be contained herein. You expressly acknowledge and understand that any information or knowledge you gain as a result of using any AI-assisted content on this website is used at your own risk.
Disclaimers
For Educational and Informational Purposes Only: The Content and digital products are for educational and informational purposes only. They are not intended as, and shall not be understood or construed as, legal, financial, tax, or any other professional advice. You should consult with a professional before making any business decisions.
No Guarantees as to Results: You agree that we have not made any guarantees about the results of taking any action. Your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond our control.
General Disclaimer: The Site and our digital products are provided on an as-is and as-available basis. You agree that your use of the Site and our services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Site and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitations of liability
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Site or our digital products, even if we have been advised of the possibility of such damages.
Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us for the digital product(s) giving rise to any claim.
Indemnification
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your use of the Site; (2) your breach of these Terms and Conditions; (3) any breach of your representations and warranties set forth in these Terms and Conditions; or (4) your violation of the rights of a third party, including but not limited to intellectual property rights.
Governing law & dispute resolution
These Terms shall be governed by and defined following the laws of New South Wales, Australia. Meritos Consulting Pty Ltd and yourself irrevocably consent that the courts of New South Wales shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.
Miscellaneous
These Terms and Conditions and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.
If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions.
Contact us
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:
Meritos Consulting Pty Ltd
Email: support@chrisgmorrison.com